Terms of Service
These terms apply to your use of the Simple Senior Quotes website and quote survey. Please read them along with our Privacy Policy before submitting information.
Our role
Simple Senior Quotes provides insurance information and comparison tools to help adults explore final expense life insurance and discuss options with a licensed insurance professional. Simple Senior Quotes is not an insurance carrier and does not underwrite, issue, or guarantee insurance policies.
Estimates are not insurance offers
Website content and survey results are educational. Prices and benefits shown are illustrative estimates, not a binding quote, an offer of insurance, a guarantee of eligibility, or an insurance contract. Actual rates, coverage, waiting periods, exclusions, and eligibility depend on the insurer, product, state, application, and underwriting requirements.
Submitting the survey or contact form does not create coverage. Only the insurer’s issued policy determines your coverage and benefits. Confirm all details and the effective date with a licensed insurance professional before making a decision.
Availability
Products and services vary by state and may not be available to every applicant. This quote service is not available to New York residents. We do not represent that every insurer or product in the market is included in the survey.
Using the survey
Provide accurate information and only submit contact details you are authorized to use. Do not use the site to send spam, impersonate someone else, submit unlawful content, disrupt the service, or gain unauthorized access. The service is intended for adults.
You may review information without submitting the contact form. To discuss the options shown, call the specialist at 1-518-860-9181. Form submission alone does not guarantee a callback, appointment, or policy approval.
SMS consent and support
The contact form describes the SMS consent requested when you check its box. This consent concerns automated text messages from Simple Senior Quotes about your quote request. Message frequency may vary and message and data rates may apply. If you receive messages, reply STOP to opt out or HELP for help. You can also request assistance at info@simpleseniorquotes.com or 1-518-860-9181.
Consent does not purchase insurance or guarantee that a message will be sent. You can contact us by phone instead of submitting the online form.
Website availability and third-party resources
We aim to keep information useful and accurate, but content may change and errors or interruptions may occur. Verify insurance details directly before relying on an estimate. Links to insurers or other external resources are provided for convenience and do not guarantee a partnership, endorsement, or availability. Those services have their own terms and privacy policies.
Questions and changes
For questions, support, or a correction, email info@simpleseniorquotes.com. We may update these terms when the service changes. The effective date above identifies this version.